QRM's vision for managing and integrating the servicing risk of mortgage banks is unique. Leveraging our core strengths in asset-liability, market and credit risk management, QRM encourages clients to model and assess their risk in conjunction with the entire mortgage banking operation, rather than as a stand-alone process.

Using our Risk Framework™, QRM assists clients in building processes that integrate data management, calculate servicing valuation with option-adjusted methodologies, use financial forecasting methods based on dynamic portfolio assumptions, and employ turnkey solutions for FAS 156, FAS 133, and tax analysis. The Risk Framework™ brings a holistic balance sheet management approach to a traditionally isolated servicing risk valuation and analysis practice.

It is this powerful and proven vision which makes QRM's Balance Sheet Management for the Mortgage Bank engagement a favorite among mortgage banking CFOs. No longer must they rely on disjointed processes to perform production, balance sheet, and income forecasts, or to create annual budgets. Instead the Risk Framework™ reengineers and integrates clients' practices to provide CFOs with the foundation necessary to make stronger, more profitable decisions.